Tuesday, November 26, 2019

The late 19th and early 20th century essays

The late 19th and early 20th century essays The late 19th and early 20th century was a very extreme time for the United States, mainly in the differences between the rich and the poor. Which is my thesis statement for this research paper. During this era the poor got poorer and the rich got richer, rarely was there a middleclass population. The rich people never paid attention to the poor; they were only concerned with themselves and their well-being. In this paper I will support this thesis elaborately. The Gilded Age was a term used by Mark Twain to describe the late 19th century and the early 20th century. It brought change for the middle class people as well as the rich and poor (Hakim p. 9). Vacations became part of the lives of ordinary people for the first time. It was a time of extremes for the American population. During this era there were not many people who made a whole lot of money. 1914 was the first year that any Americans paid an income tax. Only 1 percent of Americans were rich enough to have to pay income tax (p. 60). Most of the rich people were politicians who were corrupt and full of greed. Fat-cat industrialists stuffed themselves on profits from high tariffs, while poor farmers were excluded from the good life (p. 61). This shows how the rich gained and the poor lost. During the Gilded Age the economy wasnt stable, it was weak and changed frequently. When money was short in supply people who had money to lend could charge a lot of interest to those who wanted to borrow it-even though the price of other goods were falling (p. 65). Another instance in which the rich was greatly different from the poor was during deflation. While the rich rarely had debts, the poor were in trouble. Because the poor usually borrowed money, deflation lowered their income but they still had to payback loans at interest rates based on the old higher prices (p. 66). The poor immigrants who came from other countries looking for a better life ...

Friday, November 22, 2019

Example Sentences of the Verb Eat for ESL Learners

Example Sentences of the Verb Eat for ESL Learners This page provides example sentences of the verb eat in all tenses including active and passive forms, as well as conditional and modal forms. Base Form eatPast Simple atePast Participle eatenGerund eating Present Simple I usually eat at six oclock. Present Simple Passive Dinner is usually eaten at six oclock. Present Continuous We are having dinner at six this evening. Present Continuous Passive Dinner is being eaten at six this evening. Present Perfect He has already eaten. Present Perfect Passive Dinner hasnt been finished yet. Present Perfect Continuous We have been eating for two hours! Past Simple Jack ate a great lunch at Marcos Restaurant. Past Simple Passive A great lunch was eaten at Marcos Restaurant. Past Continuous We were eating lunch when she burst into the dining room. Past Continuous Passive Lunch was being eaten when she burst into the dining room. Past Perfect He had already eaten lunch when we arrived. Past Perfect Passive Lunch had already been eaten when we arrived. Past Perfect Continuous They had been eating for two hours when he got home. Future (will) They will eat lunch at work. Future (will) passive Lunch will be eaten in a restaurant. Future (going to) We are going to eat dinner at home this evening. Future (going to) passive Dinner will be eaten at home this evening. Future Continuous We will be eating French food this time next week. Future Perfect They will have eaten dinner by the time we arrive. Future Possibility The might eat in a restaurant. Real Conditional If she eats before she leaves, well have lunch alone. Unreal Conditional If she ate more, she wouldnt be so skinny! Past Unreal Conditional If she had eaten more, she wouldnt have become ill. Present Modal You should eat more spinach! Past Modal He might have eaten before he left. Quiz: Conjugate With Eat Use the verb to eat to conjugate the following sentences. Quiz answers are below. In some cases, more than one answer may be correct. I usually _____ at six oclock.He _____ already _____ lunch when we arrived.We _____ lunch when she burst into the dining room.We _____ dinner at home this evening.They _____ dinner by the time we arrive.If she _____ more, she wouldnt be so skinny!Jack _____ a great lunch at Marcos Restaurant.A great lunch _____ at Marcos Restaurant yesterday.We _____ dinner at home this evening.He _____ already _____.Dinner _____ at six this evening. Quiz Answers eathad eatenwere eatingare going to eatwill have eatenatewas eatenare going to eathas eatenis being eaten

Thursday, November 21, 2019

Main causes of UK childhood obesity and what can be done to prevent Essay

Main causes of UK childhood obesity and what can be done to prevent childhood obesity - Essay Example This essay "Main causes of UK childhood obesity and what can be done to prevent childhood obesity" outlines the reasons for obesity and its impact on the health of the person. In 2011, it was noted that 31% of boys and 28% of girls aged between 2 and 15 were either overweight or obese, with increase in waist circumference outstripping BMI measurement increases (Ahima 320). Statistics from the Health and Social Care Information Centre indicate moderate decrease in the proportion of overweight and obese children, the proportion having declined from 22.6% in 2011/12 Reception Year to 22.2% in 2012/13. Despite these improvements, the current 1 in every 5 Reception Year children (aged 4 to 5) and a third of Academic Year 6 children (aged 10 to 11) being obese has been noted to be among the worst cases in Europe (National Obesity Forum 8). Obesity is thus a critical public health issue in the UK that calls for understanding of the underlying problems in order to develop effective preventiv e strategies. Generally, childhood obesity results from eating too much and being involved less in physical activities. More specifically, the NHS observes that it results from a consumption of diets rich in energy, particularly from sugars and fats, with no burning of the energy through physical activity or exercise. As a result, surplus energy would be stored in the body as fat. To gain deeper understanding of these causes of obesity, the social model of health provided by Dahlgren and Whitehead would be useful (91).

Tuesday, November 19, 2019

Answers for the Examination Papers Essay Example | Topics and Well Written Essays - 2500 words

Answers for the Examination Papers - Essay Example The cornerstone of these attacks is a poor monetary policy of the government (the gap between monetary policy and fixed exchange rate). According to Krugman, the prerequisite for the currency crisis is the budget deficit that in turn is financed by the credits; this process may entail the depletion of the reserves of the currency (reserves of the currency to which a national one is pegged). If the domestic interest rate equals foreign interest rate, than the supply of the money caused by the expansion will be more than the demand on the national currency. The surplus of the domestic currency on the market leads to the increased demand on the foreign currency. In order to satisfy demand on the foreign currency, the national bank has to sell the reserves of the foreign currency. Once the reserves have been depleted, the national bank will have to abandon its fixed exchange rates policy as it will have no sufficient reserves to sustain it(Crznar, Currency crisis: theory and practice wit h application to Croatia). Certainly as several decades have passed since the formulation of this model by Paul Krugman it has been readjusted to reflect current trends and realities, however in view of many critics this theory has one important flaw: contention that a government could be a passive observer on the market and will do little or nothing at all to remedy monetary and fiscal problems of the country. Usually the government could readjust its monetary and fiscal policy to the exchange rate regime it maintains. Second generation model. In view of the crisis of European Monetary System in 1992, new theories of causes of currency crisis have been developed. According to this model, the government maintains fixed exchange rate regime as long as it deems necessary to do so( it might do it to decrease inflation or to establish more predictable environment for its importers and exporters. However, the government will certainly

Sunday, November 17, 2019

Drug Addiction Essay Example for Free

Drug Addiction Essay -Drug addiction is a complex brain disease. It is characterized by compulsive, at times uncontrollable, drug craving, seeking, and use that persist even in the face of extremely negative consequences. -Drug seeking becomes compulsive, in large part as a result of the effects of prolonged drug use on brain functioning and, thus, on behavior. For many people, drug addiction becomes chronic, with relapses possible even after long periods of abstinence. Drug addiction is a chronic, often relapsing brain disease that causes compulsive drug seeking and use despite harmful consequences to the individual that is addicted and to those around them. Drug addiction is a brain disease because the abuse of drugs leads to changes in the structure and function of the brain. Although it is true that for most people the initial decision to take drugs is voluntary, over time the changes in the brain caused by repeated drug abuse can affect a persons self control and ability to make sound decisions, and at the same time send intense impulses to take drugs. It is because of these changes in the brain that it is so challenging for a person who is addicted to stop abusing drugs. Fortunately, there are treatments that help people to counteract addictions powerful disruptive effects and regain control. Research shows that combining addiction treatment medications, if available, with behavioral therapy is the best way to ensure success for most patients. Treatment approaches that are tailored to each patients drug abuse patterns and any co-occurring medical, psychiatric, and social problems can lead to sustained recovery and a life without drug abuse. Similar to other chronic, relapsing diseases, such as diabetes, asthma, or heart disease, drug addiction can be managed successfully. And, as with other chronic diseases, it is not uncommon for a person to relapse and begin abusing drugs again. Relapse, however, does not signal failure rather, it indicates that treatment should be reinstated, adjusted, or that alternate treatment is needed to help the individual regain control and recover. How Do Drugs Affect The People Around Environment * One of the largest ways in which drug abuse affects families is the creation of an unstable environment. Children especially are influenced and affected by their parents behaviors. As such, a sibling can also be affected by the actions of another sibling who is abusing drugs. Drugs can affect the way family members talk, act and care for their families. For example, the drug can often come before basic needs such as food, clothing or even the love and attention a child needs to have a stable environment. All of these actions can have long-lasting effects on others in the household, especially young children who grow up with drug abusers as role models. These effects can include the child following in the abusers footsteps, especially if they have never seen what a functional family should look like. Financial * Drug abuse can affect both family and friends financially. This can come both from enabling and from theft. Enabling is the action of helping a user with his habit because you feel bad for him, or feel it is keeping him around long enough for you to be able to change them. One of the main ways that enabling occurs is through directly or indirectly financing the drug habit through loaning or giving money to the addict. Drug abuse can also lead addicts to steal from friends and family members to support their habit. Violence * Drug abuse can also affect family and friends by inviting violence into the relationship. There are two main times where violence can quickly escalate for an addict: during extreme highs and during withdrawal. Alcohol is an especially guilty substance for causing violence when users are well over the legal limit of blood alcohol content. This can cause violence both through direct actions, such as getting in a fight, as well as indirect actions, such as driving a car while intoxicated. Violence can also affect the friends and family of a drug abuser during withdrawal. One of the most common symptoms of alcohol withdrawal is irritability and anxiousness. The desire to use can quickly cause users to become violent to even close family members in order to get help or money for their next high. Abandonment * One of the most heart-breaking effects of drug abuse on families especially is abandonment. Once drugs have altered the nerve pathways in the brain, the desire to use quickly becomes more important to anything else in the drug addicts life. Friends and family members quickly get replaced by the next score of the drug of choice. This can often lead to divorce or the loss of children to state custody due to a lack of ability to be a loving and providing parent. There is also an increased risk of parents or spouses being locked up in prison for extended periods of time, leaving their children to grow up without a mother or father. The effects of this abandonment may stick with kids all the way through adulthood. Diseases Involved In Using Drugs Date: Tue 29 Jan 2013 Source: University of Oxford/Medical Research Council, press release [edited] The genetic variant rs12252-C was present in 69 per cent of Chinese patients with H1N1 swine flu [influenza A/(H1N1)pdm09]. A genetic variant which explains why Chinese populations may be more vulnerable to H1N1 swine flu has been found by researchers at the University of Oxford and Beijing Capital Medical University. This finding could help identify those at high risk of severe infection and help prioritise those in highest need of treatment The study, led by Dr Tao Dong of the University of Oxford, showed that people with a specific genetic variant are 6 times more likely to suffer from severe influenza infectionthan those without. The particular variant rs12252-C is occasionally found in Caucasian populations and was already known to be associated with more severe influenza disease. However, the research teams in the UK and China showed that this variant was present in 69 percent of Chinese patients with severe pandemic (swine) influenza in 2009 compared with 25 percent who only had a mild version of the infection. The results are published today [29 Jan 2013] in the journal Nature Communications. The study was part-funded by the Medical Research Council Dr Tao Dong of the Weatherall Institute of Molecular Medicine at Oxford University says: Understanding why some people may be worse affected than others is crucial in improving our ability to manage flu epidemics and to prevent people dying from the virus. Its vital that we continue to fund research that examines flu from the smallest details of our genetic code in the populations around the world that continue to be vulnerable to infection. The results suggest that the gene variant increases the severity of, rather than susceptibility to, influenza infections. It is thought that the DNA change increases risk of severe infection by limiting the effectiveness of a protein which helps to defend against influenza and similar viruses. This protein, known as IFITM3, has been previously shown to slow down virus replication in mice.Professor Andrew McMichael, co-author of the study at the University of Oxford, says: The apparent effect of this gene variant on the severity of influenza is of great interest. It remains to be seen how this gene affects the whole picture of influenza in Southeast Asia, but it might help explain why new influenza viruses often 1st appear in this region of the world.. During the 2009 pandemic, hospitals in China admitted patients with severe infection but also, unusually, patients with mild infection who, under normal circumstances, would not require hospitalization. This open-door policy provided a unique opportunity to capture a relatively unselected group of patients with divergent outcomes, observed and managed unde r similar clinical conditions. The introduction provides the background and rationale for this investigation. The SNP rs12252-C allele alters the function of interferon-induced transmembrane protein-3 increasing the disease severity of influenza virus infection in Caucasians, but the allele is rare. However, rs12252-C allele is much more common in Han Chinese. The authors report that the CC genotype is found in 69 percent of Chinese patients with severe pandemic influenza A H1N1/09 virus infection compared with 25 percent in those with mild infection. Specifically, the CC genotype was estimated to confer a 6-fold greater risk for severe infection than the CT and TT genotypes. More importantly, because the risk genotype occurs with such a high frequency, its effect translates to a large population-attributable risk of 54.3 percent for severe infection in the Chinese population studied compared with 5.4 percent in Northern Europeans. Interferon-induced transmembrane protein-3 genetic variants could, therefore, have a strong effect on the epidemiology of influenza in China and in people of Chinese descent.The authors conclude that: These data clearly extend the earlier observation in a European cohort that the IFTM3-rs12252CC genotype is significantly associated with influenza severity. The association is primarily with severity of disease rather than susceptibility to infection, although larger studies are required to prove this specific association. IFITM3 may have an important role in virus replication and dissemination following the initial infection. The much higher level of the CC genotype in the Han Chinese population compared with Caucasians may place the Chinese at a higher risk for developing severe illness upon influenza infection. It is not known whether those who are more severely infected with influenza virus are more likely to spread the infection. If this is the case, the high frequency of the C allele in Asian populations may influence the epidemiology of influenza. Mod.CP Government approach: ISABELA CITY, Basilan, Jan 21 (PIA) The Peace and Development Coordinating Committee (PDCC) also known as Team Basilan has resolved to re-organize and activate the Provincial Anti-Drug Council to address the escalating drug problem in the province. In a recent meeting of Team Basilan, Provincial Administrator Tahira Ismael recognized the urgency of addressing the illegal drug situation in the province. She fears that the drug menace has slowly crept into the different communities in Basilan, after receiving unconfirmed reports from the ground on illegal drug use. The representative of the Philippine Drugs Enforcement Authority (PDEA) who requested anonymity confirmed the proliferation of illegal drugs in certain areas of Basilan. The PDEA representative disclosed that for lack of personnel and resources, agents from nearby Zamboanga City will provide the needed assistance during legitimate operations and raids in the area. PDEA was also thankful for the full support and initiatives of the local police and the military in addressing the drug problem. PDEA has only one agent for Basilan. Provincial Police chief PSSupt. Mario Dapilloza said that in his capacity as provincial director, he has activated the provincial anti-illegal drugs task force in the police department. With the deputization from PDEA, the task force was able to arrest the most wanted person in December last year. With the situation, Team Basilan has resolved to craft a resolution requesting PDEA for at least two additional agents for the province. â€Å"We need at least three PDEA agents, to be assigned in strategic areas in the province,† Ismael said. Moreover, Team Basilan has resolved to ask Gov. Jum Akbar for an Executive Order creating the Provincial Anti-Drug Council. Ismael said that the council will immediately convene as soon as the governor has approved the E.O. (RVC-PIA9, ZBST) LOILO CITY, Dec. 29 (PIA6) Now it is not only the taxi drivers that should be randomly tested for illegal drugs, but also employees in offices and business establishments. Philippine Drug Enforcement Agency (PDEA) officer-in-charge Atty. Ronnie Delicana said the agency is pushing to expand the random drug testing among workers. â€Å"We will get the cooperation of the local officials to pass ordinances that require business establishments to allow random drug testing in their workplaces,† Delicana said in a radio interview. â€Å"This will be a pre-requisite to issuance of business permits,† he added. He also said that there should be a widespread culture of zero drug abuse in workplaces to boost PDEA’s campaign against illegal drugs. â€Å"We will be pursuing the signing of memoranda of agreement with different partners to realize drug-free work places,† Delicana said. Meanwhile, for 2012, PDEA arrested 438 suspected drug peddlers in 277 operations, where 34 of those arrested were among the 1,383 suspected drug personalities in Western Visayas, who are in the agency’s watch list. As to cases filed in court, PDEA records show that 482 were filed in court with 3,118 are still pending for lack of witnesses and evidence. The operations also yielded as per record, about P2.7 million worth of drugs and paraphernalia seized. (JCM/ESS-PIA 6, Iloilo) the government is doing actions with the issue. Programs: The Church of the Nazarene is now being asked to become a major partner in a drug prevention program in the Philippines. The program is centered around a high quality video presentation produced by Heinz Fuzzle, a freelance producer for Gospel Films who has worked on a number of projects with the Church of the Nazarene in the past. Portions of the piece were shot on the campus of Asia-Pacific Nazarene Theological Seminary in Manila. The film features interviews from a variety of personalities in the Philippines, including a Nazarene young man who was converted from a life of drug abuse. With 57% of the Philippine population under the age of 20 years old, drug abuse is becoming a serious problem in many parts of the country. Approval has been granted by Philippine government officials to show the film in 40,000 high schools, universities, and colleges across the nation. The film has a strong Christian message with follow-up linked to local churches. The Philippine Field Office hopes to launch 11 film teams to meet this new challenge. This is a tremendous open door for taking the Gospel into every corner of the Philippines

Thursday, November 14, 2019

My Semester in Greece Essay -- How Education Has Changed My Life

I had so many experiences that I feel as though I lived an entire chapter of my life in Greece. My adventure began in Athens. I took a three week class entitled "Discovering Ancient Athens on Site." The professor was excellent, and I was able to visit some of the most important historical sites in the western world. Imagine seeing a machine used to allot fair and impartial juries over two thousand years ago. Or standing in the room in which Socrates drank hemlock to end his life. The foundations of western society, both governmental and cultural, were laid in ancient Greece. I am very curious in the governmental and economic structures in the world today, and I found studying ancient Greece to be helpful in understanding the world as it is today. In addition to studying ancient Greece, living in Athens for three weeks is also an immersion into modern Greek culture. One of the first things that struck me about Athens (and in fact, in all of the traveling that I have done) is the pollution. I have heard that Athens is considered the most polluted city in the world. I would be surprised if there is a more polluted city on earth. I was slightly depressed when I could not seethe sun on a cloudless "sunny" day. Aside from the pollution, I loved Athens. I will discuss Greek culture later, but it is worth a mention even in Athens (as are the clubs). The daily life in Athens is ... ...ance to the junta, and today's life in Greece. She had seen friends executed by German soldiers, and she is living today simply because a friend did not speak even under terrible tortures. Along with Maya Angelou, she is perhaps the most dignified woman I have ever met. After my time on Paros, I spent three weeks with a family on the island Kephalonia. My family has lived on this island for over a thousand years. I am incredibly proud to be Greek, and I feel that my experience this summer has made me a richer person able to contribute more to the world. I feel that I have connected with my past and my history, which in turn makes me better able to see the future consequences of my actions.

Tuesday, November 12, 2019

Effect of Online Gaming to the Students Essay

* An online game is a video game played over some form of computer network, using a personal computer or video game console. * â€Å"Online gaming is a technology rather than a genre, a mechanism for connecting players together rather than a particular pattern of gameplay.† Online games are played over some form of computer network, typically on the Internet. One advantage of online games is the ability to connect to multiplayer games, although single-player online games are quite common as well. A second advantage of online games is that a great percentage of games don’t require payment. Also third that is worth noting is the availability of wide variety of games for all type of game players. â€Å"Can video games make you smarter† begins with asking what you’re looking to gain by playing them. Did you know that: * Point: Video games are fun, but they’re not very productive or useful. * Counterpoint: One of the biggest benefits of video games and o ther interactive training techniques is that they offer a type of engaging and interesting activity that can help build and practice new skills * Point: Video games only train you in specific skills, which doesn’t impart any greater ability to approach new challenges or obstacles. * Counterpoint: The key here is in the design and goals of the game in question. Whatever the game aims to train is what you’ll learn. Games that take the problem solving puzzles and critical thinking exercises that most of us remember as schoolchildren and update them with an interactive and adult-targeted medium can still impart those skills to older players. The issue with many â€Å"brain training† video games is that they want you to believe that you’re â€Å"getting smarter† by increasing your cognitive ability, or somehow protecting your brain from decay or the effects of aging by playing them. That may not be true, but games carefully designed to build problem solving, critical thinking, and reading comprehension skills will help you build those skills. * Point: If games in general can help you learn specific skills, there’s no need for video games specifically. You can just pick up a crossword, textbook, or mystery novel and hone those same skills. * Counterpoint: The big difference between picking up the New York Timescrossword and playing the iPhone version, or playing Scrabble at a table versus with other people in an internet-connected game like Words with Friends, is really in the person who plays the game. Strictly, interactive media are an artifact of our time, and appeal to people who would otherwise reject those older mediums in favor of newer ones. In addition to catering to our desire to be constantly connected and our need for immediate feedback and rapid-fire puzzles and challenges, video games resonate with us in a way that other media doesn’t. That isn’t to say there’s no place for an old-fashioned mystery novel to challenge a reader to decipher an author’s carefully laid clues before they get to the last page, but there’s certainly room for both. There Are Psychological, Physical, and Therapeutic Benefits to Video Games, Too * In addition to the benefits of learning new things and developing new skills, video games—when properly applied—can have therapeutic and mental health benefits. If you play video games as a hobby or for relaxation, you likely already know that they can help you relieve stress and anxiety and help you relax. Negative effects of online gaming: * Since the advent of coin operated arcade games, video games have come a long way and spread to the homes of many children and teenagers, in both developed and developing countries (Bryant & Vorderer, 2006). On one hand, the fierce competitions among the gaming giants such as Nintendo, Sony, and Microsoft can be blamed for this phenomenon; while on the other hand, the internet alone is responsible for placing a universe full of games at arms reach of anyone with a computer and a decent internet connection. However, many games are not suitable for certain age groups. These include games which contain material that is explicit in either the lyrics of its songs, its bloody and gory action scenes, or even scenes that are considered borderline pornographic (in the game Grand Theft Auto: Vice City, the main character can enter strip clubs and receive lap dances) (Allofgta, 2008). Usually, many of the games containing significant amounts of violence are designed for mature audiences; nevertheless, their popularity among teenagers and children, who ironically constitute the largest contributors to the profits reaped from these games, is always on the rise. In Lebanon and many other countries in the middle east, no video game rating system or law exists, which allows children and teenagers to buy any game they want. Consequently, as Vorderer and Bryant explain (2006), â€Å"young video game players may be exposed to substantially more violent content than ever before† * Excessive violence in video games has many significant negative effects on children and teenagers. The nature of today’s gaming market doesn’t seem to help the situation at all. Every year, hundreds of new games are released into stores, adding to an already abundant library of blood and gore, which leads to a decrease in the price of previous years’ games. In addition, since the price of CDs and game related hardware is on the decline, it is becoming easier and more economical for children and teenagers to play these games in the comfort of their own home, instead of paying hourly fees at Local area network gaming centers * Other pro-violent video game activists take on a whole different approach in their defense strategy. * Three major negative effects are manifested in the majority of gamers who play violent video games. To begin with, gamers show a weakening in their pro social behavior, which include poorerrelationships and drug related problems. Secondly, users start to exhibit violent behavior which can manifest itself in their thoughts or physically. Finally, desensitization, the loss of proper response to violent images, also lurks behind these games. * Video games are the subject of so many studies, not to mention findings. Some suggest cognitive benefits, others behavioral issues that may or may not persist over time. Importance of the studies * The researcher also believes that not only the students will be benefited from the findings of the study but the instructors and the faculties as well. For they will be advised what to do to give more emphasis to the studies and the learning of the students. They will have an idea on how to get the attention of the students through their studies. Students most specially who has lower grades or failing grades. Definition of Terms There are terms of this study the student researchers defined to help the reader understand well the terms used. * Age. stage of life: a stage or phase in the lifetime of somebody or something length of somebody’s or something’s existence | * Dropped. lessen: to decrease to a lower level, rate, or number, or make something do this * Effects of on line games   * Failed. unsuccessful: unsuccessful, or not having done what is expected or needed * Gender. Gender is a range of characteristics of femininity and masculinity.[1] Depending on the context, the term may refer to the sex * Passed. be successful, or declare somebody successful: to be successful in a test or examination, or officially decide that somebody has been successful in a test or examination

Saturday, November 9, 2019

Globalisation for a country’s economy Essay

â€Å"The transformation of national segmented financial markets into integrated parts of the global financial market – the globalisation process – involves complex cross-border and cross-sectoral integration in which capital movements and financial services are key determinants.† (Oxelheim, 1996, p. 21) The large multi national corporations (MNC’s) play a major role in this transformation process, as it is these organisations that have a very wide variety of funding options. A number of the large corporations engage in arbitrage between various international markets that are less efficient and in those that are more efficient. Financial markets in a country compete with one another and with the other markets around the globe, they are all connected. The government usually plays an important role in the national financial markets, as it has the power to increase or decrease money supply within the economy. The government usually uses the central bank of the country to perform these operations. The major financial markets are the equity markets, credit market and the foreign exchange market. The government and monetary authorities like the central bank, prudential regulation authorities and other similar organisations of the country are responsible for market regulations and supervision. The global financial system consists of the interaction between various national financial systems. Buyer and sellers of certain financial instruments trade across their national borders. There have been a number of different factors that have influenced the globalisation process, these factors have led to economies forming some new regulations and the deregulation of the current capital controls and factors like market efficiency, flexibility and credibility. Imperfections in the domestic financial markets are what gave way to the development of Euro markets. Global finance encloses an odd combination of the most perfect (where there is free trade and less deregulation) and  imperfect (where there is high regulation to protect the local market from losing out to the outside markets due to competition) money and capital markets of the world. Most countries interfere in the foreign exchange market to make their currencies more stable by changing various policies and buying and selling foreign currencies. It should be understood that fluctuations in foreign exchange markets are due to the economic conditions and policies of the country. Giddy says â€Å"Currency markets are efficient, but many national capital markets are not; these national markets are partially, but not wholly, linked to the global market.† (Giddy, 1994, p. 6) From the past it can be seen that the increase in economic integration and the redistribution of financial resources within the region were important factors. Borrowing from another country was a significant force. â€Å"Economic integration and regional redistribution generated competitive pressure, which made a de jure deregulation more or less unavoidable in most countries.† (Oxelheim, 1996, p. 27) Financial innovations like developing a number of new financial products and instruments have been made possible by the developments in information technology. According to Jensen (1989), financial innovations have in general had a positive impact on the economy, as they have improved corporate access to capital and communication between management and corporate stakeholders. However, they have also reduced the usefulness of current international statistics in the monitoring of international capital flows. The core of the global market is the Eurocurrency and Eurobond markets. The increasing number of financial products like futures, options, interest rate swaps, and various other financial instruments used by participants in the international financial market, have helped in overcoming market imperfections in the global market. The Foreign-Exchange market This market establishes the price of each (domestic) currency in terms of other (foreign) currencies. Currencies are bought and sold in exchange for one another throughout the day over the telephone market by individuals, companies, securities firms, and central banks, all of which deal with the foreign-exchange traders at commercial banks. The actions of the governments buying and selling foreign currencies affect the prices of the currency and should be anticipated by the foreign exchange traders. Residents of certain countries may prefer to hold assets denominated in foreign currencies if their home currency is not stable due to high and variable inflation (value of domestic currency compared to the others may be poor). Hence, the residents of these countries might prefer to hold their assets in foreign currency denominated assets in order to protect their real wealth. The foreign exchange balances may offset some financial risks. â€Å"Foreign currency denominated assets may serve as a direct hedge for the exchange risk associated with anticipated foreign currency liabilities.† (Levich, 1998, p.67) This would be good for the economy, this would offset some of the financial risk. Another view is that domestic residents may feel that certain foreign currency assets are undervalued and hence may purchase these assets converting the currency to earn a higher return. Residents would use the domestic currency for all transactions with in the country, they may desire to hold foreign currency as an asset or store of value. The value of all currencies is not determined by the transactions in the foreign exchange market. Some currencies are pegged to other currencies, for example the Malaysian Ringgit is pegged to the US Dollar. A number of the governments influence the value of their currencies by open market buying or selling, hence push the price up or down.

Thursday, November 7, 2019

AP Scores in College Admissions Do They Really Matter

AP Scores in College Admissions Do They Really Matter SAT / ACT Prep Online Guides and Tips Since you put so much effort into studying for and taking AP tests, you’ve likely wondered whether colleges look at AP scores.How is all of your AP prep and effort going to affect your chances of admission to college? In this guide, we'll illuminate the relationship between AP scores and college admission. We’ll also discuss how important AP scores are for your application, how colleges consider these scores, and what being an AP Scholar can mean for your admission chances. Do Colleges Look at AP Scores? There are two issues to address when we consider the connection between AP scores and college admission. First, do colleges even look at your AP scores when you apply? Secondly, if they do look, how much do they actually care about your scores? Do Colleges Look at AP Scores for Admission? While you don't typically need to send official AP score reports to colleges you're applying to, some schools will have space on their applications for you to self-report your AP scores.And if your scores are on your application, admissions committees will see them.Similarly, if you have any low AP scores you'd prefer admissions committees not see, you don't have to (and shouldn't) report them on your application. But of the AP scores you do report, how much weight do they have in the admissions process? Is it more or less than the weight of these three apples? Do Colleges Care About AP Scores? As with many college-admissions related questions, the answer to this question is, "It depends." However, as a general rule, your AP exam scores aren’t going to be a major make-or-break factor in whether you get into a college or not. High AP scores will definitely work in your favor, though they’re far from the most important factor (test scores, transcripts, and your personal statement are all much more critical). Particularly high AP scores (i.e., 5s in a variety of subjects) may be helpful for very selective institutionswhere every bit of edge to differentiate you from other elite students can count. Similarly, low AP scores (i.e., 1 or 2) can be a red flag to selective institutions. This is especially true if there’s a lot of inconsistency between your AP scores and your grades in AP classes. If you have consistently high grades but low test scores, this can indicate to colleges that there’s grade inflation at your high school. However, because you’re probably going to self-report your AP scores anyway, there’s nothing wrong with simply not reporting one or two scores you’re not satisfied with. Another situation in whichcolleges will look more closely at your AP scores is if you submit AP scores to a test-flexible school. These types of schools give you several options for what kinds of standardized test scores you can submit with your application. You might be able to substitute SAT or ACT scores with scores from AP tests, IB exams, or SAT Subject Tests. If you’re sitting on some 5s, this might be an appealing option! For example, at NYU you can submit three AP exam scores to fulfill the university's standardized testing requirement. The University of Rochester also allows you to use AP exam scoresas your primary test scores for admission. If you're using AP exams as your standardized test scores, you'll most likely need to send in an official AP score report to that school as opposed to just self-reporting. Your official AP score report normally includes all test scores, but you can pay extra to withhold particular scores if you don’t want the college to see those. Like these dancers, you can use flexibility to your advantage! How Much Do AP Courses Matter for College? The fact that your AP exam scores aren’t a critical factor in college admission does not mean that AP courses are not important. While your actual slate of scores on exams is only of middling importance, AP classes themselves can be very important. This is because one of the most significant factors in the college admissions process- especially at selective schools- is your transcript. Colleges want to see evidence that you were able to excel in difficult classes in high school, so it’s critical that you take a rigorous class schedule, which at many high schools will include AP classes. If your school prioritizes the IB program or doesn’t offer any AP or IB classes, colleges will take this into account. Nonetheless, selective institutions expect you to take the most difficult classes available to you.This also means that it’s perfectly fine to take AP classes and not necessarily take the exam for each class. However, if you do take AP exams, another potential advantage is that you can sometimes earn college credit and/or skip prerequisite courses with your scores. Public schools almost always offer college credit for high scores for at least some exams. Selective private schools are less likely to offer credit for individual exams. Some schools, such as Harvard, even let you bundle AP credits so you can graduate in six to seven semestersand pursue a master’s degree your fourth year. As you can see, many colleges will let you use high AP scores to bypass prerequisites and get to more interesting advanced classes more quickly! Fly past those prerequisites! Does It Matter If You’re an AP Scholar? The AP Scholar program gives honorary awards (meaning there’s no money involved) to students who meet certain score thresholds on certain numbers of AP exams. There are various award levels associated with particular scores and numbers of exams. For instance, you'd win an AP Scholar award if you got 3+ on three exams and a National AP Scholar award if you got 4+ on eight or more AP exams. In general, these awards aren’t going to make much of a difference in college admissions. The awards themselves really just communicate in shorthand how you did on your AP tests, and colleges will already have access to that information if you report your AP scores to them. In this sense, an AP Scholar award is not giving any new information to the school. The AP International Diploma program (created for students interested in going to college abroad) is similar. You’ll receive the diploma automatically once you meet the requirements. Again, though, since you'll likely be reporting your test scores, the diploma doesn’t provide schools with additional information. It's not the most important diploma you'll receive in your life. The Bottom Line: Do Colleges Look at AP Scores? Colleges typically ask students to self-report their AP scores on applications.As a result, they will see any scores you choose to report (and won't see any you choose not to report). The follow-up question, then, is this: do colleges care about AP scores?Although AP scores are far from the most important part of your application, high scores can act in your favor, whereas a number of low scores can be a red flag. This is especially true at selective schools. However, taking AP classes themselves (if they are offered at your school) are an important way to demonstrate that you’re taking the most rigorous schedule available to you- a quality that’s extremely important to selective institutions in the admissions process. Finally, AP exam scores can sometimes get you college credit or allow you to skip prerequisite classes in college. Not all schools do this, so be sure to check with the colleges you're applying to! What’s Next? If you need more information on the complete college application process, we've got you covered. We offer expert advice on the college application timeline, how many colleges you should apply to, and how to do college research to find the right schools for you! Looking to learn more about AP exams? We explainhow to prepare for AP exams, what you need to know in order toace your APs on test day, andwhether you should retake an AP test. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Tuesday, November 5, 2019

Tenontosaurus - Facts and Figures

Tenontosaurus - Facts and Figures Name: Tenontosaurus (Greek for tendon lizard); pronounced ten-NON-toe-SORE-us Habitat: Woodlands of North America Historical Period: Middle Cretaceous (120-100 million years ago) Size and Weight: About 20 feet long and two tons Diet: Plants Distinguishing Characteristics: Narrow head; unusually long tail About Tenontosaurus Some dinosaurs are more famous for how they got eaten than for how they actually lived. That’s the case with Tenontosaurus, a medium-sized ornithopod that was on the lunch menu of the respectably sized raptor Deinonychus (we know this from the discovery of a Tenontosaurus skeleton surrounded by numerous Deinonychus bones; apparently predators and prey were all killed at the same time by a natural cataclysm). Because an adult Tenontosaurus could weigh in at a couple of tons, smaller raptors like Deinonychus must have had to hunt in packs to bring it down. Other than its role as prehistoric lunch meat, the middle Cretaceous Tenontosaurus was most interesting for its unusually long tail, which was suspended off the ground by a network of specialized tendons (hence this dinosaurs name, which is Greek for tendon lizard). The type specimen of Tenontosaurus was discovered in 1903 during an American Museum of Natural History expedition to Montana led by the famous paleontologist Barnum Brown; decades later, John H. Ostrom did a closer analysis of this ornithopod, corollary to his intensive study of Deinonychus (which he concluded was ancestral to modern birds). Oddly enough, Tenontosaurus is the most abundant plant-eating dinosaur to be represented in a vast stretch of the Cloverly Formation in the western U.S.; the only herbivore thats even close is the armored dinosaur Sauropelta. Whether this corresponds to the actual ecology of middle Cretaceous North America, or is just a quirk of the fossilization process, remains a mystery.

Sunday, November 3, 2019

Film review Movie Example | Topics and Well Written Essays - 250 words - 10

Film - Movie Review Example The film also captivates through its application of irony as Raphael’s status changes from an arrogant successful salesperson to an oppressed loser (Iglesia). The film’s major characters are Raphael and Lourdes. These characters play a major role in the development of the story line besides aiding application of literacy styles, such as irony, in the film. Minor characters on the other hand include Antonio, who beat Raphael in a promotion opportunity, other sales women, the employing organization, and the passive criminal investigation system. These characters facilitate demonstration of Raphael and Lourdes’ character traits. The sales women for example elevate Raphael’s social power but undermine Lourdes (Iglesia). One of the added techniques to the film is flashback, applied towards the film’s end. The technique further illustrates the relationship between Raphael and Lourdes and therefore enriches the storyline